1月16日雅思考试大作文范文来啦！外教执笔！

　　1月16日雅思考试大作文范文来啦！范文由环球教育加拿大国籍外教 Khalid Hasmath 老师本人执笔创作，仅供学术交流。更多雅思备考资料，请持续关注环球教育，我们会在第一时间为大家更新，如需专业的雅思培训辅导，也可戳客服在线咨询！

　　参考范文：

　　A lot of young people do not know how to manage their money when graduating from high school. What do you think are the reasons? What can be done to teach them this important skill?

　　In this day and age, there is an abundance of wealth compared to the past as hundreds of millions have been lifted out of poverty in the past few decades. Nevertheless, this influx of cash has led youngsters to lack the ability to manage their assets, of which the reasons and possible solutions will be further discussed.

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　　Initially, numerous parents and grandparents nowadays spoil their children by giving them almost every material good they desire. This is primarily due to the fact that previous generations had to struggle as well as endure hardships, which they do not want their offspring to experience. In addition, money management is not a common subject that is taught in schools and parents may be too preoccupied with their careers to educate their children about this valuable skill. Youngsters might also consider it is easy to earn money in present-day society and they don’t need to manage their funds since they perceive they will be wealthy when they grow up.

　　In order to foster a sense of prudent financial management, older relatives need to lead by example and refrain from indulging in a vast array of products for youngsters. Parents and grandparents need to be thrifty in their spending in order to cultivate positive and sustainable long-term money management habits.

　　Additionally, financial management ought to be taught in school in order to educate young people about the value of saving and not overspending their cash.

　　Last but not least, youngsters need to understand that in reality, earning a high salary or becoming affluent is extremely difficult and they ought to use their assets wisely.

　　All in all, there are a variety of contributing factors that have led young people to develop poor financial management skills stemming from family, education systems and the media. In order to reverse this trend, relatives need to lead by example, schools must teach students about their finances and young people need to be down to earth in their spending habits.

　　（In total: 330 words）